What is Lincoln Investment? Should You Invest With Them?
If you're researching Lincoln Investment and wondering whether it's a trustworthy place to invest your money, you're not alone. In this post, we’ll explain what Lincoln Investment really is, their purpose, how long they’ve been around, their security measures, and what reviews say about them — so you can decide if they’re right for you.
What is Lincoln Investment?
Lincoln Investment is a financial advisory firm based in the United States. They help individual investors, families, and businesses create personalized investment plans and manage wealth to meet their financial goals. They offer services like retirement planning, investment management, insurance, and tax planning.
How Long Has Lincoln Investment Been Around?
Lincoln Investment has been in business for over 45 years, founded in 1973. They have a long history of serving clients through independent financial advisors across the U.S. This kind of experience often means more reliability compared to brand-new firms.
What Is Lincoln Investment’s Purpose?
The main goal of Lincoln Investment is to provide financial advisors with the tools, resources, and support they need to deliver tailored advice to clients. Their mission is to help people grow, protect, and preserve wealth through personalized financial planning.
Is It Safe to Invest with Lincoln Investment?
Security is a top concern when choosing where to invest your money. Lincoln Investment is a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC).
- SIPC membership means your securities and cash are protected up to $500,000 if the firm fails.
- Lincoln Investment follows strict compliance and regulatory standards to protect clients’ assets.
- They also use secure online platforms for account access and communication.
So yes, Lincoln Investment takes client security seriously.
What Do Reviews Say About Lincoln Investment?
People’s experiences vary, but here’s a summary based on multiple trusted review sites:
Better Business Bureau (BBB):Lincoln Investment has limited reviews on Trustpilot but averages around 3.5 out of 5 stars based on user feedback. Positive reviews highlight helpful and knowledgeable advisors, while negative comments mention occasional slow responses.
Source: Trustpilot Lincoln Investment Reviews
Clients rate Lincoln Investment around 4.0 stars on Google Reviews. Many reviews praise theirpersonalized approach, but some mention fees as a downside.
Source: Google Reviews Lincoln Investment
Summary of Reviews (With Sources):
| Source | Rating | Comments |
|---|---|---|
| BBB | B+ | 4 complaints (communication, fees) |
| Trustpilot | 3.5 / 5 | Helpful advisors, some slow responses |
| Google Reviews | 4.0 / 5 | Personalized service, fees can be high |
| Investopedia | N/A | Established firm, strong advisor support |
Frequently Asked Questions (FAQs)
1. Can I invest directly through Lincoln Investment?
No. Lincoln Investment works primarily through independent financial advisors who represent the company. You typically need to contact an advisor affiliated with Lincoln to open an account.
2. What types of investments do they offer?
They offer a variety of products, including:
- Stocks and bonds
- Mutual funds
- Retirement accounts (IRA, 401(k))
- Insurance products
- Annuities
3. Are there any fees?
Yes, like most advisory firms, Lincoln Investment charges fees for managing your accounts and advisory services. Fees vary depending on your investment size and specific advisor.
4. How do I check my account online?
Clients get access to a secure online portal where they can view balances, transactions, and performance reports anytime.
5. How do I find a Lincoln Investment advisor near me?
You can visit their official website www.lincolninvestment.com and use their advisor locator tool to find advisors in your area.
Should You Invest with Lincoln Investment?
Lincoln Investment is a well-established, regulated financial advisory firm with decades of experience. If you want personalized financial advice through an independent advisor and value security and tailored planning, it could be a good fit.
However, if you prefer direct investing with lower fees or automated platforms, you might want to compare with robo-advisors or discount brokerages.
Final Thoughts
Choosing where to invest your money is a big decision. Lincoln Investment offers a trusted network of advisors backed by solid security and resources. But like any investment decision, make sure to do your homework, ask questions, and consider your financial goals before committing.